Location: San Francisco, CA (Onsite 5 days a week)

Job Type: Full Time

Years of Experience: 4+

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About Our Client

Our client, an innovative and well-capitalized fintech company, is seeking an experienced Anti-Fraud & AML Lead to play a key role in building and strengthening risk, fraud prevention, and compliance programs. This is an opportunity to join a highly experienced team developing modern digital banking and cryptocurrency solutions designed to serve customers in rapidly growing global markets. 

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Position Overview

As the Anti-Fraud & AML Lead, you will be responsible for developing and executing strategies that protect customers, reduce risk, and support regulatory compliance. Working closely with product, engineering, and operations teams, you will help establish the systems, processes, and controls that form the foundation of the company's fraud and financial crime prevention framework.

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Technical Skills:

• SQL & Python proficiency

•  Experience building fraud tools/systems with engineers

•  Card fraud investigation & recovery mechanisms

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Client Priorities

• Fintech startup experience (banking/card/crypto/remittances)

• Hands-on fraud system builder who works directly with engineering

• Card fraud operations expertise with recovery mechanism knowledge

• Consumer finance background (preferably cross-border/emerging markets)

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Who Thrives in this Role

• This position is designed for a high-impact individual who prefers direct action over institutional layers. You will excel here if you are:

• A Hands-On Builder and Practitioner: You have a proven track record of architecting and building fraud systems from the ground up, and you prefer staying close to the technology rather than managing large compliance or governance teams.

• Execution-Focused and Agile: You thrive in environment where results outpace theory; you value "doing" over pure advisory or high-level strategy, and you are energized by the opportunity to implement your own solutions.

• A Holistic Risk Architect: You look beyond isolated audits or regulatory checkboxes to understand the full fraud lifecycle, integrating your deep technical expertise to solve complex operational challenges.

• Self-Directed and Resourceful: You are comfortable operating with high autonomy in a lean environment, leveraging your deep domain expertise to drive technical excellence without needing a massive corporate infrastructure to support you.

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Key Responsibilities

• Develop and enhance fraud prevention programs, controls, and monitoring processes across digital banking and crypto-related products.

• Collaborate with cross-functional teams to integrate fraud mitigation and AML best practices into product design and customer experiences.

• Oversee fraud and financial crime operations, including transaction monitoring, investigations, case management, and dispute resolution.

• Analyze emerging threats and recommend improvements to strengthen risk controls and operational effectiveness.

• Evaluate and implement technology solutions and vendor partnerships that support fraud detection and compliance initiatives.

• Contribute to the development of scalable policies, procedures, and operational workflows as the organization grows.

 

Qualifications

• Minimum of 4 years of experience in fraud prevention, AML, financial crime compliance, or risk management within fintech, banking, cryptocurrency, payments, remittance, or lending environments.

• Demonstrated success designing, implementing, and improving fraud prevention programs and controls.

• Strong investigative, analytical, and problem-solving abilities.

• Experience working in fast-paced startup or high-growth environments is highly preferred.

• Ability to balance strategic planning with hands-on execution.

 

What's Offered

• A highly visible leadership opportunity with significant influence on company strategy and growth.

• Competitive compensation package.

• Collaborative, mission-focused culture dedicated to expanding access to financial services.

• The chance to build foundational systems and processes that will have a meaningful impact on customers around the world.

 

If you're passionate about fraud prevention, compliance, and helping build innovative financial products from the ground up, we'd welcome the opportunity to connect with you.  Apply for the position below.